Pumpkin Cream Cheese Bread – Perfect for Fall Mornings

Last updated on August 7, 2025

As the days start to shorten and the air gets a little crisper, my mind wanders to warm, comforting flavors. One of my favorite fall treats is undeniably Pumpkin Cream Cheese Bread. I can still remember the first time I tried to bake it — flour flew everywhere, and I was left wondering how something so simple could turn into such a delightful mess. It was the tantalizing scent of pumpkin and warm spices winding through my kitchen that made it all worthwhile. I learned that, despite any initial blunders, there’s a certain magic to baking that transforms basic ingredients into something truly special.

If you’re curious about flavors, crave something cozy, or simply want to whip up a quick treat for your family, you’re in the right place. I promise this Pumpkin Cream Cheese Bread recipe is simple, stress-free, and totally doable — whether you’re a seasoned baker or giving it a shot for the first time. Let’s dive into this scrumptiously easy recipe that warms the heart as much as it satisfies the taste buds.

Why I Love This Recipe of Pumpkin Cream Cheese Bread

There’s something special about this recipe that makes it a staple in my kitchen. For one, pumpkin is versatile, and when it’s combined with creamy, dreamy cream cheese, the result is a comforting bread that feels like a big hug in loaf form. What I love most about Pumpkin Cream Cheese Bread is how beginner-friendly it is. Seriously, if you’ve never baked before, this recipe will have you feeling like a pro in no time. The straightforward steps make it easy for anyone to jump in and create something delicious.

Beyond the ease of baking, this bread carries emotional benefits too. There’s a warmth to sharing homemade treats with family and friends. It fosters a sense of belonging and laughter, drawing everyone together as they enjoy a piece fresh from the oven. Plus, the delightful aroma wafting from your kitchen will have your loved ones joyfully asking, “What’s baking?” And isn’t that what we all want? Simple joys like these seem to multiply when shared with those we care about.

Ingredients You’ll Need for Pumpkin Cream Cheese Bread

To whip up this delicious bread, here’s a simple breakdown of ingredients. We’ll cover what you need, a few optional add-ons, substitutions, and even some shortcuts if you’re in a hurry.

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Loaf of homemade pumpkin cream cheese bread with seasonal spices

Pumpkin Cream Cheese Bread


  • Author: Sarah Mendez
  • Total Time: 1 hour
  • Yield: 1 loaf (8-10 servings) 1x
  • Diet: Vegetarian

Description

Pumpkin Cream Cheese Bread is a delicious fall-inspired treat with a moist pumpkin bread base and a creamy, sweetened cream cheese filling. This bread is perfect for breakfast, dessert, or as a snack during the chilly season.


Ingredients

Scale
  • 1 cup pumpkin puree (not pumpkin pie filling)
  • 1 large egg
  • 3/4 cup light brown sugar
  • 1/4 cup oil (vegetable or canola)
  • 1/4 cup sour cream
  • 1 teaspoon vanilla extract
  • 1/2 tablespoon pumpkin pie spice
  • 1 cup all-purpose flour
  • 1/2 teaspoon baking powder
  • 1/2 teaspoon baking soda
  • 1/4 teaspoon salt
  • 4 ounces cream cheese (softened)
  • 1/4 cup granulated sugar
  • 3 tablespoons all-purpose flour (for cream cheese filling)

Instructions

  1. Preheat Your Oven: Preheat your oven to 350°F (175°C) to ensure the bread bakes evenly.
  2. Prepare the Loaf Pan: Grease a 9×5 loaf pan with cooking spray or butter to prevent sticking.
  3. Make the Pumpkin Batter: In a large bowl, combine the pumpkin puree, egg, brown sugar, oil, sour cream, and vanilla extract. Mix until smooth and lump-free.
  4. Add the Dry Ingredients: Gently fold in the pumpkin pie spice, flour, baking powder, baking soda, and salt until just combined. Avoid overmixing.
  5. Layer the Batter: Pour 2/3 of the batter into the prepared loaf pan, spreading it evenly to form the base.
  6. Prepare the Cream Cheese Filling: In a medium bowl, mix together the softened cream cheese, granulated sugar, and flour until smooth.
  7. Assemble the Bread: Pour the cream cheese filling over the batter in the loaf pan. Gently spread it out evenly, then pour the remaining batter over the cream cheese layer and spread it gently.
  8. Bake to Perfection: Bake for 45-50 minutes, or until a toothpick inserted into the center comes out mostly clean. If the top browns too quickly, tent it with aluminum foil.
  9. Cool and Enjoy: Let the bread cool in the pan for a few minutes before transferring it to a wire rack to cool completely.

Notes

  • If you prefer a lighter version, you can substitute the oil with applesauce.
  • You can use Greek yogurt instead of sour cream for a healthier alternative.
  • For a gluten-free version, substitute the flour with a gluten-free flour blend.
  • Chopped walnuts or pecans make a great addition to the batter for a bit of crunch.
  • Prep Time: 15 minutes
  • Cook Time: 45-50 minutes
  • Category: Dessert/Bread
  • Method: Baking
  • Cuisine: American

Nutrition

  • Serving Size: 1 slice
  • Calories: 230
  • Sugar: 20g
  • Sodium: 180mg
  • Fat: 12g
  • Saturated Fat: 5g
  • Unsaturated Fat: 7g
  • Trans Fat: 0g
  • Carbohydrates: 28g
  • Fiber: 2g
  • Protein: 3g
  • Cholesterol: 40mg

Keywords: pumpkin cream cheese bread, fall bread recipes, pumpkin bread with cream cheese, moist pumpkin bread, autumn dessert

Essential Ingredients

  1. 1 cup pumpkin puree (not pumpkin pie filling): The star ingredient of this recipe. Make sure to get pure pumpkin puree for the best flavor.

  2. 1 large egg: This helps the bread rise and gives it a tender texture.

  3. 3/4 cup light brown sugar: Brown sugar adds moisture and a subtle caramel flavor to the bread.

  4. 1/4 cup oil: You can use vegetable oil or canola oil. Oil makes the bread wonderfully moist.

  5. 1/4 cup sour cream: Adds richness and flavor, keeping the bread moist.

  6. 1 teaspoon vanilla extract: A dash of vanilla adds depth to the flavor.

  7. 1/2 tablespoon pumpkin pie spice: This blend of spices (cinnamon, nutmeg, ginger, and allspice) brings the warm, autumnal essence into your baking.

  8. 1 cup all-purpose flour: The base of the bread that provides structure.

  9. 1/2 teaspoon baking powder & 1/2 teaspoon baking soda: These leavening agents help the bread rise perfectly.

  10. 1/4 teaspoon salt: A pinch of salt enhances the overall flavors.

  11. 4 ounces cream cheese (softened): The creaminess is key in creating that lovely filling.

  12. 1/4 cup granulated sugar: Sweetens the cream cheese filling.

  13. 3 tablespoons all-purpose flour: Helps thicken the cream cheese filling.

Optional Add-Ons

  • Chopped nuts: If you love a little crunch, consider adding chopped walnuts or pecans to the batter.

  • Chocolate chips: For a sweet twist, sprinkle in some chocolate chips for extra indulgence.

Substitutions and Shortcuts

  • Pumpkin puree: You can replace it with mashed sweet potatoes if you prefer.

  • Sour cream: Greek yogurt works great as a healthier alternative.

  • Oil: Applesauce can be used for a lighter version of the bread.

  • Brown sugar: You can substitute with coconut sugar for a lower glycemic index option.

How to Make Pumpkin Cream Cheese Bread Step-by-Step

Let’s walk through the steps to create this delightful Pumpkin Cream Cheese Bread. Grab your apron, and let’s get started!

Step 1: Preheat Your Oven

First things first, preheat your oven to 350 degrees Fahrenheit. A properly heated oven ensures that your bread bakes evenly and thoroughly.

Step 2: Prepare the Loaf Pan

Grease a 9 x 5 loaf pan with cooking spray or butter. This is crucial as it prevents the bread from sticking and makes for an easy release once the baking is complete.

Step 3: Make the Pumpkin Batter

In a large bowl, combine the pumpkin puree, one large egg, brown sugar, oil, sour cream, and vanilla extract. Mix everything together until it’s smooth and well blended. The key here is to whisk until the mixture is free of lumps.

Step 4: Add the Dry Ingredients

Next, it’s time to fold in the dry ingredients. Gently stir in the pumpkin pie spice, all-purpose flour, baking powder, baking soda, and salt. Be careful not to over mix — just combine until you see no more dry flour. A few lumps are perfectly fine.

Step 5: Layer the Batter

Pour 2/3 of the batter into the prepared loaf pan. Ensure it spreads out evenly; this will serve as the base for your lovely cream cheese layer.

Step 6: Prepare the Cream Cheese Filling

In a separate medium bowl, whisk together the softened cream cheese, granulated sugar, and the three tablespoons of all-purpose flour. Mix until the filling is creamy and smooth. This will create a delightful surprise in the middle of your bread.

Step 7: Assemble the Bread

Now it’s time to layer! Pour the cream cheese filling over the batter in the loaf pan. Spread it out gently using a spatula to ensure even coverage. After that, carefully pour the remaining batter on top of the cream cheese layer, spreading it gently to cover any exposed cream cheese.

Step 8: Bake to Perfection

Pop the pan into your preheated oven and bake for 45-50 minutes. It’s done when a toothpick inserted into the center comes out mostly clean (a few moist crumbs are okay). Keep an eye on it; if the top starts to brown too quickly, you can tent it with aluminum foil.

Step 9: Cool and Enjoy!

Let the bread cool in the pan for about 15 minutes before transferring it to a wire rack to cool completely. The aroma that fills your kitchen during this time is heavenly!

Common Mistakes to Avoid

Even the best of us can stumble during the baking process. Here are some common pitfalls to avoid for a successful Pumpkin Cream Cheese Bread.

1. Using Pumpkin Pie Filling Instead of Pure Pumpkin

Make sure you grab plain pumpkin puree. Pumpkin pie filling contains added spices and sugars that can throw off your recipe.

2. Overmixing the Batter

Mix just until everything is combined. Overmixing can lead to a dense, tough bread. Remember, a few lumps in the batter are just fine!

3. Forgetting to Grease the Pan

Trust me; I’ve been there. A forgotten greasing step can lead to a sticky disaster. Take a moment to ensure your pan is properly prepared for an easy release.

4. Skipping the Cooling Step

I get it — waiting is hard. However, allow your bread to cool in the pan for at least 15 minutes. This helps it set and makes for cleaner slices later.

Easy Variations for Pumpkin Cream Cheese Bread

Feeling adventurous? Here are a few creative twists you can put on the classic Pumpkin Cream Cheese Bread.

1. Add-Ins for Extra Flavor

Experiment with adding ingredients like chopped nuts (walnuts or pecans) or chocolate chips. These can provide a delightful textural contrast and take your bread to the next level.

2. Cinnamon Sugar Topping

For a sweeter touch, sprinkle a mixture of cinnamon and sugar on top of the batter before baking. This creates a lovely, caramelized crust.

3. Swaps for Healthier Options

If you’re looking to lighten the recipe, consider using whole wheat flour instead of all-purpose flour, or swap part of the sugar with mashed bananas or applesauce. These substitutions can maintain moisture while enhancing flavor.

4. Muffin Version

Craving muffins instead of a loaf? Simply distribute the batter into a greased muffin tin and reduce the baking time to about 20-25 minutes. You can enjoy individual portions, perfect for busy mornings!

Serving Suggestions for Pumpkin Cream Cheese Bread

Once your Pumpkin Cream Cheese Bread is cool and ready to slice, here are some delightful ways to serve it.

1. Fresh Out of the Oven

Serve slices warm right out of the oven with a pat of butter. The cream cheese filling is still delightful and gooey when warmed!

2. With a Hot Beverage

Pair your slices with a steaming cup of coffee, chai, or hot cocoa. The flavors complement each other beautifully, making for a cozy afternoon treat.

3. As a Breakfast Option

This pumpkin bread can serve as a nourishing breakfast. Add some fresh fruit like banana or apples, and you’ve got a balanced meal to kick off your day.

4. Perfect for Sharing

Wrap slices of your Pumpkin Cream Cheese Bread in decorative napkins and take them to a neighbor or friend. It makes for a thoughtful gesture, and who wouldn’t appreciate a homemade treat?

Conclusion

You’ve made it to the end! I can assure you that making Pumpkin Cream Cheese Bread is easier than it looks. With just a few simple ingredients and steps, you can create a cozy, delicious treat perfect for fall — or any time of year. Remember, you can customize it to suit your tastes, whether you add nuts, chocolate, or even a sprinkle of cinnamon on top.

So, why not give it a try? Embrace the warmth of baking and the joy it brings to your kitchen. Gather your loved ones, and enjoy the delightful smells and flavors of your freshly baked bread together. If you have a spare moment, I would love to hear how yours turns out!

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FAQs About Pumpkin Cream Cheese Bread

What is Pumpkin Cream Cheese Bread?

Pumpkin Cream Cheese Bread is a moist, flavorful bread made with pumpkin puree and filled with a creamy cheese filling. It’s a perfect treat for fall and can be enjoyed for breakfast or as a snack.

Can I use pumpkin pie filling instead of pumpkin puree?

No, it’s important to use pure pumpkin puree in this recipe to avoid adding unnecessary spices and sugars that could alter the taste and texture.

How should I store Pumpkin Cream Cheese Bread?

Store any leftover bread in an airtight container at room temperature for up to three days. For longer storage, consider freezing slices wrapped in plastic wrap for up to two months.

Can I make Pumpkin Cream Cheese Bread ahead of time?

Absolutely! This bread is great for making ahead. Just bake, cool, and store it properly in an airtight container or wrap it to keep it fresh.

Can I modify the recipe for dietary restrictions?

Yes! You can make several substitutions, such as using Greek yogurt instead of sour cream, whole wheat flour instead of all-purpose, and various sweeteners to suit dietary needs.

Now that you have all the tips, tricks, and secrets for making the best Pumpkin Cream Cheese Bread, it’s time for you to get in the kitchen and create that cozy magic for your family!

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